Which of the following is typically considered a direct financial compensation?

Overtime pay is classified as direct financial compensation because it involves monetary payment that employees receive for extra hours worked beyond their regular schedule. This compensation is straightforward and is directly added to an employee's paycheck, effectively increasing their earnings based on hours worked.

In contrast, the other options, such as pension plans, stock options, and health insurance, fall under indirect financial compensation. These are benefits that have value but do not provide immediate cash in hand. Pension plans and health insurance are forms of deferred or indirect compensation, contributing to the overall compensation package but not providing direct payment that employees receive regularly. Stock options represent a potential future gain as they give employees the right to purchase stock at a fixed price, which may or may not result in immediate financial benefit. Hence, overtime pay is the clearest example of direct financial compensation in this context.